Pet Healthcare Insurance Options
Pets are a part of your life. They are your companions, guardians and best friends. But just like any loved one, they need wellness care, have unexpected accidents, and suffer from illnesses. Pet Insurance policies helps pay for planned and unexpected veterinary visits such as wellness examinations, preventative care, treatments, surgeries, lab fees, X-rays, and much more. Pet Insurance may provide peace of mind, knowing you may care for your pet no matter what the cost.
Pet health policies are similar to human insurance policies; annual premiums, deductibles, and different coverage plans based on what you choose. Plans are based on species, age, pre-existing conditions and in some cases, lifestyle of the pet (i.e. indoor vs. outdoor cat). Most companies start policies at age 6-8 weeks, some have no age limit.
The current overall average for annual deductibles ranges from $100.00-$300.00. The policy costs vary widely, depending on the animal and the different packages that is chosen. Some packages are comprehensive, including such things as: annual checkups and vaccinations, routine care, preventive medications (like Heartworm preventive) and spay/neuter surgeries. Other plans cover only accident and illness. Most plans offer immediate coverage for accident claims, and 30 days for illness claims on new policies. Additional pets are usually covered at a reduced rate after the first policy-holding pet. Pre-existing conditions, some companies will allow coverage if the animal is stable or controlled (usually after a waiting period of 6 months), other companies will refuse animals with current conditions or terminal disease.
Reimbursement is easy…
See any licensed veterinarian or specialist worldwide.
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Pay for the visit at the time of service.
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Have an authorized veterinary staff member fill out the claim form by listing the diagnosis and signing it.
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Sign and mail the claim form with the original veterinary invoice
VPI Pet Insurance - www.petinsurance.com
Pet Health Isurance - www.petcareinsurance.com
Pets Best Pet Insurance - www.petsbest.com
Pets Healthcare Plan - www.petshealthplan.com
